Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policyowner is an employer or an entity such as a labor organization, and the policy covers the employees or members of the group.
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What is 'Group Term Life Insurance' Group term life insurance is a type of term insurance whereby the insurer issues the employer a master contract with coverage extended to employees. Group term
Group life represented 46 percent of life insurance policies in force in 2016 and provided 8. 2 trillion in protection, according to the American Council of Life Insurers. The advantages of group life insurance